Pin Debit and Credit Cards: Accept Pin Debit, Paper Check Conversion, ACH, Visa, Mastercard, Discover, and American Express payments, add a Banktech Sphere Pin Pad to take payments Face to Face (Card Present). Zero% processing: To you with our Cash Discount Program, pass all processing fees to your customers if they pay you with a Card. Inventory Management: build & manage your products on the app for ease of use Robust Reporting: stay in the know with real time performance reporting & identify