Credit rating and credit score check are crucial! Insurance, housing, and employment can be denied based on a negative credit rating.1 in 4 unemployed Americans have been required to go through a credit check when applying for a job. Credit rating and credit score check may be intimidating at first, but actually it's not so complex. You must understand what it is, how to improve your credit score, how to check credit score and how to acquire free credit report. In this mini-course (7 short less